Intermediated Lending

Basic information

Intermediated lending means a commercial bank, or another financial intermediary extends a loan from the DBNM and lends this money to micro, small, medium-sized and large enterprises registered in RNM. 


Types of loans

CEB Credit Line

Loans for investment projects and loans for working capital needs, aimed at promoting the creation of new jobs in micro, small, and medium-sized enterprises. 
Loans for investments and development

Loans for financing investments in fixed assets of private companies. 1,95% interest rate per annum.
AFD Credit Line

To support female entrepreneurship, green investments, and digitization. Fixed annual interest rate up to 3.5%. The amount of the credit line is EUR 50 million.
Loans for digitalization and digital transformation

Loans for digitalization and digital transformation for investments to support micro and SMEs. Interest rate up to 2.9% per annum.

 
DBNM Credit Line

For permanent working capital and investments for SMEs with over 51% in private ownership. The fixed annual interest rate is 6.5% and 6% for export, while the variable annual rate is 3.75%.
Financing EE & RES - DBNM's own funds

Financing energy efficiency and renewable energy sources to support micro, SME, sole proprietors, and artisans for investments using DBNM funds. Interest rate up to 2.9% per annum.
Agricultural loans - АCDF

For primary production, processing, and export of agricultural products and their processing. The interest rate is from 4% to 6.5% per annum.